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CIP Quips

Aspire to Retire?

Did you know…

Even with the best of intentions, setbacks like a market crash, healthcare costs, a job loss, divorce, illness, or long-term care, can set your retirement savings back, which is why financial professionals advise clients to maximize retirement investments when they can. However, only 1/3 of Americans who have access to a 401(k) plan contribute to it. 

Even more startling, among the Baby Boomers who are gearing up to retire next, they have less than half of the savings estimated that they will need in retirement. 


One would think this means their asset allocations might be well diversified to make up for this gap, however, according to QS Investors, Baby Boomers’ investments are generally managed conservatively, with 30% in cash, 24% in equities, and 22% in fixed income.

What are we thinking?

The proverb, “the road to hell is paved with good intentions” rings true here. Many Boomers preparing for retirement have saved as much as they could with the information and resources they had, but many still could face financial constraints.  We believe we can help. Our Current Income Portfolio is an attractive solution for investors looking for conservative allocations and additional yields in this low-interest rate environment and can provide a sustainable and substantial income stream during your clients’ retirement.


Source: Market Watch



This information is intended solely to report on investment strategies and opportunities identified by Roosevelt. Opinions and estimates offered constitute our judgment and are subject to change without notice, as are statements of financial market trends, which are based on current market conditions. This material is not intended as an offer or solicitation to buy, hold or sell any financial instrument. References to specific securities and their issuers are for illustrative purposes only and are not intended to be, and should not be interpreted as, recommendations to purchase or sell such securities. Please contact us at 646-452-6700 if there is any change in your financial situation, needs, goals or objectives, or if you wish to initiate any restrictions on the management of the account or modify existing restrictions, or if you would like to request a copy of our Code of Ethics. Our current disclosure statement is set forth on our Form ADV Part II, available for your review upon request, and on our website, www.rooseveltinvestments.com.

Past performance is not a guarantee of future results. Indices are unmanaged and cannot accommodate direct investment. Themes assigned as per Roosevelt Investments’ evaluation. Risk tools may include cash or other securities that we believe possess a low or inverse correlation to the overall market.


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The Roosevelt Investment Group, Inc. is an independent investment management firm that is not affiliated with any parent organization. The Roosevelt Investment Group, Inc. manages equity, fixed income, and balanced assets for primarily U.S. clients. The Roosevelt Investment Group, Inc. is an investment adviser registered with the U.S. Securities and Exchange Commission and notice filed in all 50 states.

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